Mobile Banking in Bangladesh: 2014

Make a Mobile Bank Account with DBBL

If you have Grameen Phone, Teletalk Number then you will get a call or other number you will get a Message. After that you will provide your four(4) digit pin number in your mobile then you will get a DBBL Mobile Bank Account Number(Your Mobile Number + One Extra Number).

Current Mobile Banking Bangladesh

Mobile Bank’s Name	Minimum Balance	Cash IN			Cash Out			P2P	Top UP (Free)	Interest	Statement Quarry
		Agent	ATM	Branch	Agent	ATM	Branch	P2P	Top UP (Free)	Interest	Statement Quarry
	50 /-	1%	NA	10	1%	Free	10 /-	10 /-	Airtel Robi Banglalink Citycell	NA	3 /-

Interest Rate for U-Cash

UCash offers you daily interest on your deposits! For the first time ever, only on UCash, can you receive daily interest on your mobile wallet deposits.
You will receive daily interest at 4% annual rate which will be disbursed to your account at the end of each month.
If you want to receive daily interest, remember to tick the box for “SB Wallet (Interest Bearing)” on your application form for UCash.

Money Transfer for U-Cash

If you want to send money to another UCash account holder, you can send money directly from your own mobile bank account to the receiver’s account.
A service charge of BDT 5 is applicable for any P2P transaction.

Criteria	Limit
Minimum P2P Amount	BDT 10
Maximum Daily P2P Amount	BDT 10,000
Maximum Monthly P2P Amount	BDT 25,000

Cash OUT for U-Cash

To withdraw any amount from your mobile bank account balance, you can visit your nearest agent to “Cash Out”.
A service charge of 1.85% of the transaction amount or BDT 5 (whichever is higher) is applicable, which will be charged to your account balance automatically.

Criteria	Limit
Minimum Cash Out Amount	BDT 10
Maximum Daily Cash Out Amount	BDT 25,000
Maximum Daily No. Of Transactions	3 times
Maximum Monthly Cash Out Amount	BDT 150,000
Maximum Monthly No. Of Transactions	10 times

Cash In for U-Cash

To deposit any amount into your mobile bank account, you can visit your nearest agent to “Cash In”.
No service charges are applicable for Cash In.

Criteria	Limit
Minimum Cash In Amount	BDT 10
Maximum Daily Cash In Amount	BDT 25,000
Maximum Daily No. Of Transactions	5 times
Maximum Monthly Cash In Amount	BDT 150,000
Maximum Monthly No. Of Transactions	20 times